Enformion Logo (light version).
Data Intelligence | Fraud & Risk Management

Protect Against Threat Actors with Adaptive Authentication 

By

Ask anyone on the street, young or old, what the three guarantees in life are and they will all give you the same answer; death, taxes, and the constantly evolving tactics and strategies of cyber threat actors. To stay ahead of these cybercriminals, businesses must stay vigilant and embrace more sophisticated security measures. Threat actors continuously exploit vulnerabilities, using advanced tactics to breach systems and steal sensitive information. Traditional security methods, such as static passwords and basic authentication, are no longer sufficient. To combat these threats, organizations must implement adaptive authentication—a dynamic and intelligent security approach that enhances protection while maintaining a seamless user experience. 

How Cyber Threat Actors Target Your Business Systems 

Cybercriminals use various methods to infiltrate business systems, often leveraging social engineering, credential stuffing, phishing attacks, and malware deployment. These techniques allow them to gain unauthorized access, compromise sensitive data, and disrupt operations. 

Phishing and social engineering remain two of the most effective tools in a cybercriminal’s arsenal. Attackers craft deceptive emails, messages, or phone calls that trick employees into revealing login credentials, banking details, or other sensitive information. Often, these messages mimic legitimate sources, making them difficult to detect. Once access is gained, cybercriminals can move laterally through networks, escalating privileges and compromising critical systems. 

Brute force attacks are another method used by cybercriminals to crack passwords and gain entry into business systems. These attacks rely on automated tools that systematically attempt different password combinations until they find the correct one. Since many users still rely on weak or reused passwords, brute force attacks remain a significant threat, especially when multi-factor authentication is not in place. 

Credential stuffing is a technique where attackers use previously stolen username and password combinations to gain unauthorized access to multiple accounts. Because many users reuse passwords across different platforms, a breach in one system can lead to widespread compromise in others. Cybercriminals exploit these stolen credentials to access corporate networks, financial systems, and sensitive databases, putting entire businesses at risk. 

Man-in-the-Middle (MitM) attacks occur when a threat actor intercepts communication between a user and a system, allowing them to eavesdrop, alter, or steal transmitted data. These attacks often occur over unsecured public Wi-Fi networks or through compromised network infrastructure. By hijacking legitimate sessions, attackers can steal login credentials, inject malicious payloads, or manipulate business transactions without detection. 

Malware and ransomware continue to be among the most destructive cyber threats businesses face. Cybercriminals deploy malicious software to infiltrate systems, steal sensitive data, or encrypt critical files, demanding payment in exchange for restoring access. Ransomware attacks can paralyze business operations, leading to financial losses, reputational damage, and costly recovery efforts. 

With these threats becoming more sophisticated, businesses must implement advanced security measures that go beyond traditional authentication methods. 

Adaptive Authentication 

Adaptive authentication is an advanced security framework that dynamically assesses login attempts based on user behavior, contextual data, and risk signals. Unlike static authentication methods, which apply the same security measures to all users, adaptive authentication continuously evaluates factors such as location, device, network, and login patterns to determine the appropriate level of authentication required. 

One of the key advantages of adaptive authentication is its ability to enhance security without adding unnecessary friction for legitimate users. If a login attempt appears normal—such as a user accessing their account from a trusted device and location—adaptive authentication may allow seamless access without requiring additional verification. However, if the system detects suspicious behavior, such as an attempt from an unfamiliar location or a high-risk network, it can trigger additional authentication steps, such as multi-factor authentication (MFA) or biometric verification. 

Another critical aspect of adaptive authentication is real-time risk analysis. By leveraging artificial intelligence and machine learning, businesses can analyze login patterns and user behavior to identify anomalies that may indicate fraudulent activity. This proactive approach helps mitigate threats before they result in security breaches, reducing the likelihood of unauthorized access. 

Adaptive authentication is also highly customizable, allowing businesses to set policies that align with their security needs. Organizations can define risk thresholds and specify when additional authentication should be required, ensuring a balance between strong security and user convenience. By integrating adaptive authentication, businesses can significantly improve their ability to detect and prevent cyber threats while maintaining a frictionless user experience. 

Types of Threats Adaptive Authentication Can Prevent 

Adaptive authentication provides a robust defense against a variety of cyber threats, ensuring that businesses stay protected against evolving attack strategies. Below are key threats that adaptive authentication helps mitigate: 

  • Account Takeover (ATO) Attacks: Cybercriminals use stolen credentials, brute force techniques, or phishing schemes to gain unauthorized access. Adaptive authentication detects unusual login patterns, such as attempts from unknown locations or unrecognized devices, and requires additional verification before granting access. 
  • Insider Threats: Whether from malicious employees or compromised accounts, insider threats pose serious risks. Adaptive authentication continuously monitors user behavior, detecting anomalies like unauthorized access to restricted files or unusual login times. High-risk behavior can trigger stricter authentication protocols or block access altogether. 
  • Credential Theft and Abuse: Even if attackers obtain stolen usernames and passwords, adaptive authentication prevents unauthorized logins by recognizing behavior inconsistencies and enforcing additional authentication measures. 
  • Automated Bot Attacks: Businesses in e-commerce and financial services are particularly vulnerable to bot-driven credential stuffing, brute force attacks, and fraudulent transactions. Adaptive authentication detects bot activity by analyzing behavioral patterns and identifying non-human interactions. 
  • Session Hijacking: Threat actors intercept and take control of active user sessions. Adaptive authentication continuously verifies user identity throughout a session, flagging inconsistencies and requiring re-authentication when suspicious activity is detected. 

By addressing these threats, adaptive authentication acts as a dynamic security barrier, ensuring that businesses remain resilient against evolving cyber risks. 

Multi-Factor Authentication 

A core component of adaptive authentication is multi-factor authentication (MFA). MFA requires users to verify their identity using multiple factors, making it significantly harder for threat actors to gain access. 

Common MFA methods include: 

  • Something You Know: Passwords or PINs. 
  • Something You Have: One-time passcodes sent to a mobile device. 
  • Something You Are: Biometric authentication, such as fingerprint or facial recognition. 

While MFA alone is an effective security measure, integrating it with adaptive authentication strengthens protection by dynamically adjusting authentication requirements based on risk analysis. 

Reducing False Positives and Improving User Experience 

One of the key advantages of adaptive authentication is its ability to reduce false positives—cases where legitimate users are mistakenly flagged as threats. Traditional security measures often impose strict authentication requirements on all users, leading to frustration, unnecessary lockouts, and lost productivity. This one-size-fits-all approach can result in a poor user experience, particularly for employees and customers who require seamless access to business systems. 

Adaptive authentication minimizes these disruptions by intelligently assessing risk levels and applying authentication measures accordingly. For trusted users logging in from familiar devices and locations, the system allows smooth access without additional verification steps. However, if an unusual login attempt is detected—such as an access request from a foreign country or an unrecognized device—the system can require further authentication, such as biometric verification or a one-time passcode. 

By reducing unnecessary security challenges, adaptive authentication improves efficiency and enhances user satisfaction. Employees can access critical systems without interruptions, while customers can interact with online services without frustration. Furthermore, the system continuously refines authentication policies based on user behavior, ensuring a balance between security and convenience. This tailored approach enables businesses to maintain strong security measures while delivering a frictionless digital experience for users. 

Final Thoughts 

As cyber threats continue to evolve, businesses must take a proactive approach to security. Adaptive authentication provides a powerful defense by dynamically assessing risks and adjusting authentication requirements accordingly. By incorporating multi-factor authentication, behavioral analytics, and contextual risk assessments, organizations can significantly reduce their vulnerability to cyberattacks while ensuring a frictionless user experience. 

To stay ahead of cybercriminals, businesses should adopt adaptive authentication as part of their security strategy. Contact Enformion today to learn how our advanced identity intelligence solutions can help protect your organization from evolving threats. 

A view of a city skyline in the evening where Enformion empowers informed decisions

Ready To Get Started?

Contact us today to request a demo or to get in touch with one of our Data Solution Experts

Talk With Us